What are the pros and cons of 90-day O vs 1-year OA visa for a US retiree planning to stay in Thailand?

May 26, 2024
7 months ago
Jared *********
ORIGINAL POSTER
Requestimg visa advice:

Over 50. US citizen. Current income from multiple sources - investments, small w-2 income, and interest received from lending money.

I plan on spending ~6 months a year in Thailand, 4 months in Japan, 2 in usa and take short trips around the world. I don't mind getting health insurance in Thailand (currently looking at AXA).

I'm currently back in the US. Looking at Non-O retirement and Non-OA retirement or possibly METV. Ironically the Chicago and DC consulates show different wording for the requirements than each other.

What are the pros & cons to 90 day O vs 1 year OA?

Any experience with Chicago vs DC?

Both consulates require a bank account with a minimum balance but doesn't specify if the account can be outside of Thailand (don't really want to park a bunch of cash in Thai back account if possible plus since I'm not there can't set one up)

Thanks
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TLDR : Answer Summary
A US citizen over 50 years old seeks advice on Thai retirement visas as they plan to spend around 6 months a year in Thailand. They are considering a NON-O retirement, NON-OA retirement, or METV but face inconsistent requirements from the Chicago and DC consulates. Key discussion topics include the differences between the 90-day O and the 1-year OA visa, bank account balance requirements, and the necessity of health insurance. Experiences shared by other community members highlight applying for visas from the US versus doing it in Thailand, the implications of minimum deposit requirements, and personal anecdotes regarding various visas.
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Eric ******
Good luck with the OA visa. WAY too many hoops to jump through. I gave up. Now looking into the METV and if I decide to stay in Thailand longterm, will switch to the retirement visa. Also keep an eye out for the DTV new category that is supposed to be implented soon. ๐Ÿคž
Charlie ******
You can only stay 90 days in japan for American
Jared *********
ORIGINAL POSTER
@Charlie *****
yep. Unless you fly there more than once.... then can stay up to 6 months in a year.

I'm extremely familiar with Japan. Lived and worked there many years
Charlie ******
Charlie ******
@Jared ********
it's really good time to go because EN so cheap now

You can eat and drink for $20 as you know .at Izakaya
Jared *********
ORIGINAL POSTER
@Charlie *****
only $4-$6 for a nice lunch too!!

I'm also going to get an apartment there. Mainly for my daughter that's going to University there but also for me to visit.
Duncanc **********
Where did you get your money lending licence? ๐Ÿซฃ
Sacher *******
@Duncanc *********
has anyone told you you're a cringesome dunce who should learn to pick his nose discreetly and mind his own business?
Jared *********
ORIGINAL POSTER
@Duncanc *********
not required to get a license to loan money to companies. All that is needed is money and a legal agreement. Frankly this isn't relevant to the visa / consulate questions ...
Andy *********
We're in FL, and on our 3rd OA visa. FL criminal background check is easy, done by mail, and about $35. We get our insurance through AXA, costs about $1500/year for us both. Think the visa fee is $200. My Dr. in NC was east to get the medical cert from, FL doctor wants me to get a tuberculosis test, and says she won't do another exam. After the visa 1st year, you need to get a re-entry stamp.
Brook ********
@Andy ********
why would you go through all that and not just get a non o?
Andy *********
@Brook *******
Same as the OP - didn't want to park much money in a bank in Thailand. Add in we travel a bit back and forth between Florida, Vietnam, and Thailand, seemed the correct decision - for us. Now, if I could get a visa exemption for Thailand, like Vietnam, that would be the trick - come and go for 5 yrs, for $75....
Don ********
@Andy ********
what is the visa exempt in Vietnam for 5 yrs and $75????
Mike ******
It's much easier and cost less to simple fly here as a tourist, which doesn't require a visa for USA, and

then for a small fee you can find many visa agency's that will, in a few hours, get you from their office, where they will prepare all documents, to the bank and to immigrations. Based on your plans, you need to have them add a multi entry stamp, so you can leave and come back on the same visa. It's going to be much less trouble and time to just do it here. I go through this process every year and just finished my third time which took only one hour this time from start to finish and most of that was in transit.
Peter ********
@Mike *****
Exactly. But these people donโ€™t listen.
Brandon ************
@Mike *****
how is that going to cost less than simply purchasing a visa in the US and being done with it, rather than spending over $1000 to skirt the law and fill agent's wallet?
Mike ******
@Brandon ***********
because he is talking about using an agency in the USA. I am not criticizing your advice, which I agree will be less expensive, but will cost less than an agency in the US. Also, not sure where you get your cost from, but my experience was much less expensive and gets cheaper every year, but mostly it is simple and as I said takes very little time.
Jared *********
ORIGINAL POSTER
@Mike *****
I haven't mentioned using an agency in USA. Thanks for your comments though to consider all options. I have considered using an agency in Thailand but planning to apply here in the USA this time instead. I've been to Thailand 13 times already over the past decade but this is the first time considering the retirement visa option. I was asking about two topics:

1) Pros & Cons of Non-immigrant O versus OA versus METV

2) Experiences with the DC versus the Chicago consulate / embassy as I have the ability to show residency in either jurisdiction. Their websites show different requirements for the OA option.

Anyway, I've chosen to try the OA approach. Let's see how it goes.
Mike ******
@Jared ********
I don't personally care which path you use and so do what you like and feel good about. Others have asked about the agency that I used and so I gave information to help them. Since you have been here many times, you know there are various paths to living in Thailand. Enjoy!
Brandon ************
@Mike *****
the going rate for an agent in Thailand to get a bank account, convert to non-O and also get the 1-year extension is 40-60,000 baht right now.

And the op is talking about applying directly to the embassy. An agent isn't mentioned anywhere in the post.
Mike ******
@Brandon ***********
not sure where you get your numbers, but they are not representative of what I paid which was around 25% of your upper number. This was from an agency that I have used before, so I continue to use them even they weren't even the cheapest that I had the option of using.
Randy ******
@Mike *****
Whatโ€™s the name of the agency you used? I

might go your way Thanks
Mike ******
@Randy *****
Thai Farang Visa Pattaya, soi chalermprakeart 33
Brandon ************
@Mike *****
and since you said you've used then before, you don't know what the current prices are for the 3 services I mentioned, you're only going based on the extension price which is obviously much cheaper than converting
Mike ******
@Brandon ***********
Wow! I will let you believe what you wish. Have a great day!
Brook ********
Get the Non O.

The OA has a mandatory Thai insurance requirement.
Melissa *********
I entered Thailand on 6 month multiple entry tourist visa. This allows you to stay 60 days each time you enter (but you can ask for 30 day extension each time you enter Thailand when you get close to end of 60 days ). This might be your best option to consider since you wonโ€™t be living here full-time.
Nongnuch ********
@Melissa ********
the only straightforward and correct advice for Jared Elliott who wants to spend 4-6 months in Thailand every year!
Dennis *********
It's much simpler to apply once you're in Thailand and insurance not required, unless there's a compelling reason to apply feom US. That's what I did.
Steve *******
@Dennis ********
You are joking right? Much easier to have the visa BEFORE you arrive in Thailand, plus you can only get the OA in your home Country
Dennis *********
@Steve ******
not particular about OA vs in country visa. unclear why i'd be really wanting OA.... 1000's of pp retirement visa in country every year.
Steve *******
@Dennis ********
The vast majority get their Non Imm O before arriving in Thailand, it makes the process much easier and it's what Thai Embassys/Consulates advise.
Dennis *********
@Steve ******
well.sure they'd advise that. Self promotion

So you're saying not many people get visa within the country. From reading various websites and experience over the years I find that highly unlikely..also many on here say doing it after arriving is easier. Bit again if that's what floats your boat feel fee. Walking past jomtien soi 5 a few times a day for months will just write off the masses of people surrounding the immigration office all day as an illusion. Maybe that's why they're wanting to ban all the pot shops everywhere due to mass illusions from passers by.
Brandon ************
@Dennis ********
the op clearly says they don't want to keep money in a Thai bank which is required to apply for a retirement visa in Thailand.
Dennis *********
was just offering options, and with local agent you don't really have to. why beat me up.
Brandon ************
@Dennis ********
it would be crazy to spend $1000 to stay in Thailand for 6 months
Dennis *********
@Brandon ***********
"I plan on spending 4-6 months a year in Thailand" really??? i did exactly that with multiple entry. guess from now on, i'll just read here. how one legally stays in Thailand for 6 months a year, without it, leaving that entirely up to you. also in US good luck finding a doctor that will state you don't have elephantiasis and all the other crap on the medical form, with all the liability they're subject too, the background check every year.... lot more work that I wanna do... but hey you do you, and since its your channel, you can beat up on anyone you want, that has a different opinion.
Al *******
@Dennis ********
I would bring that health form to my doc, he would sign it and send it back to me - no problems. We split our time between Thailand and the US for nine years and the non imm o-a process was not particularly difficult. I just followed the LA Thai Consulateโ€™s checklist. Got a new non imm o-a every year.
Jan ******************
@Dennis ********
The requirements regarding insurance is equal at your embassy at home and in Thailand. Itโ€™s just the one year Non O-A visa who requires this mandatory health insurance. This visa can only be applied for in your home country. The regular Non O visa normally doesnโ€™t require any mandatory health insurance, if you apply at your embassy at home or in Thailand.
Brandon ************
@Dennis ********
it costs $10 to do a video call with a doctor in Thailand who will sign the form.
Jared *********
ORIGINAL POSTER
@Brandon ***********
any recommendations for the doctors that do this?
Dennis *********
@Brandon ***********
like I said before you do you.
Brandon ************
This map shows you which consulate you apply through.
Jared *********
ORIGINAL POSTER
@Brandon ***********
seen that. I have options for Missouri or Texas
Shannon ********
@Brandon ***********
this whole setup is nuts, ive had the hardest time lately getting a visa approved bc my id is in a different jurisdiction from where i am living/working being a travel contractor and am flying out of.
Brandon ************
@Shannon *******
then it's best to use the one that you have proof of residence for.
Shannon ********
@Brandon ***********
yea. Tried various things and given different documents.. it's never straight forward with this stuff. Been denied .. now.on 2nd one
Brandon ************
@Shannon *******
drivers license should be enough
Brandon ************
Over 50. US citizen. Current income from multiple sources - investments, small w-2 income, and interest received from lending money.

๐๐จ๐ญ ๐ซ๐ž๐š๐ฅ๐ฅ๐ฒ ๐ซ๐ž๐ฅ๐ž๐ฏ๐š๐ง๐ญ ๐ฌ๐ข๐ง๐œ๐ž ๐ญ๐ก๐ž ๐”๐’ ๐ž๐ฆ๐›๐š๐ฌ๐ฌ๐ฒ ๐๐จ๐ž๐ฌ๐ง'๐ญ ๐œ๐ž๐ซ๐ญ๐ข๐Ÿ๐ฒ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ฌ๐จ ๐ง๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ข๐ฌ ๐œ๐š๐ง ๐›๐ž ๐ฎ๐ฌ๐ž๐ ๐Ÿ๐จ๐ซ ๐ฉ๐ซ๐จ๐จ๐Ÿ ๐จ๐Ÿ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ข๐ง ๐“๐ก๐š๐ข๐ฅ๐š๐ง๐.

I plan on spending 4-6 months a year in Thailand, 4 months in Japan, 2 in usa and take short trips around the world. I don't mind getting health insurance in Thailand (currently looking at AXA).

๐‚๐ก๐ž๐œ๐ค ๐ญ๐ก๐ž ๐ž๐ฆ๐›๐š๐ฌ๐ฌ๐ฒ ๐ฐ๐ž๐›๐ฌ๐ข๐ญ๐ž ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž๐ข๐ซ ๐ฅ๐ข๐ฌ๐ญ ๐จ๐Ÿ ๐š๐ฉ๐ฉ๐ซ๐จ๐ฏ๐ž๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐Ÿ๐จ๐ซ ๐๐จ๐ง-๐Ž๐€ ๐ฏ๐ข๐ฌ๐š ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐ ๐จ ๐ญ๐ก๐š๐ญ ๐ซ๐จ๐ฎ๐ญ๐ž.

I'm currently back in the US. Looking at Non-O retirement and Non-OA retirement or possibly METV. Ironically the Chicago and DC consulates show different wording for the requirements than each other.

๐„๐š๐œ๐ก ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐š๐ญ๐ž ๐ ๐ž๐ญ๐ฌ ๐ญ๐จ ๐ฌ๐ž๐ญ ๐ญ๐ก๐ž๐ข๐ซ ๐จ๐ฐ๐ง ๐ซ๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ๐ฌ, ๐ญ๐ก๐ž๐ฒ ๐๐จ ๐ง๐จ๐ญ ๐ก๐š๐ฏ๐ž ๐ญ๐จ ๐›๐ž ๐ญ๐ก๐ž ๐ฌ๐š๐ฆ๐ž. ๐๐ฎ๐ญ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ซ๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ ๐ญ๐จ ๐ฎ๐ฌ๐ž ๐ญ๐ก๐ž ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐š๐ญ๐ž ๐ญ๐ก๐š๐ญ ๐ฆ๐š๐ญ๐œ๐ก๐ž๐ฌ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฅ๐ข๐ฏ๐ž. ๐–๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐จ๐ฉ๐ž๐ง ๐ญ๐ก๐ž ๐„-๐ฏ๐ข๐ฌ๐š ๐š๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง ๐ข๐ญ ๐ฐ๐ข๐ฅ๐ฅ ๐ญ๐ž๐ฅ๐ฅ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ข๐œ๐ก ๐ฌ๐ญ๐š๐ญ๐ž ๐ฎ๐ฌ๐ž๐ฌ ๐ฐ๐ก๐ข๐œ๐ก ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐š๐ญ๐ž.

What are the pros & cons to 90 day O vs 1 year OA?

๐“๐ก๐ž ๐จ๐ง๐ฅ๐ฒ ๐ž๐ฑ๐ญ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐Ÿ๐ซ๐จ๐ฆ ๐š ๐ง๐จ๐ง-๐Ž ๐ฏ๐ข๐ฌ๐š ๐ข๐ฌ ๐ญ๐ก๐ž ๐Ÿ-๐ฒ๐ž๐š๐ซ ๐ž๐ฑ๐ญ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐š๐ง๐ ๐ญ๐จ ๐ ๐ž๐ญ ๐ญ๐ก๐ข๐ฌ ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐Ÿ–๐ŸŽ๐ŸŽ,๐ŸŽ๐ŸŽ๐ŸŽ ๐›๐š๐ก๐ญ ๐ข๐ง ๐š ๐“๐ก๐š๐ข ๐›๐š๐ง๐ค ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ. ๐…๐จ๐ซ ๐ญ๐ก๐ž ๐ง๐จ๐ง-๐Ž๐€ ๐ฒ๐จ๐ฎ ๐จ๐ง๐ฅ๐ฒ ๐ฌ๐ก๐จ๐ฐ ๐ฆ๐จ๐ง๐ž๐ฒ ๐ข๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐œ๐จ๐ฎ๐ง๐ญ๐ซ๐ฒ ๐š๐ง๐ ๐ข๐ญ'๐ฌ ๐ฏ๐š๐ฅ๐ข๐ ๐Ÿ๐จ๐ซ ๐Ÿ-๐ฒ๐ž๐š๐ซ.

Any experience with Chicago vs DC?

๐€๐ฌ ๐ฆ๐ž๐ง๐ญ๐ข๐จ๐ง๐ž๐, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง๐ง๐จ๐ญ ๐ฉ๐ข๐œ๐ค ๐š๐ง๐ ๐œ๐ก๐จ๐จ๐ฌ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ฉ๐ฉ๐ฅ๐ฒ.

Both consulates require a bank account with a minimum balance but doesn't specify if the account can be outside of Thailand (don't really want to park a bunch of cash in Thai back account if possible plus since I'm not there can't set one up)

๐“๐จ ๐š๐ฉ๐ฉ๐ฅ๐ฒ ๐Ÿ๐จ๐ซ ๐š ๐ฏ๐ข๐ฌ๐š ๐š๐ญ ๐ญ๐ก๐ž ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐š๐ญ๐ž, ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฐ ๐ฆ๐จ๐ง๐ž๐ฒ ๐ข๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐œ๐จ๐ฎ๐ง๐ญ๐ซ๐ฒ ๐›๐š๐ง๐ค ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ. ๐๐ฎ๐ญ ๐ญ๐ก๐š๐ญ ๐œ๐š๐ง๐ง๐จ๐ญ ๐›๐ž ๐ฎ๐ฌ๐ž๐ ๐Ÿ๐จ๐ซ ๐š๐ง ๐ž๐ฑ๐ญ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ข๐ง ๐“๐ก๐š๐ข๐ฅ๐š๐ง๐. ๐“๐ก๐ž ๐ง๐จ๐ง-๐Ž ๐ฐ๐ข๐ฅ๐ฅ ๐จ๐ง๐ฅ๐ฒ ๐ ๐ข๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐Ÿ—๐ŸŽ ๐๐š๐ฒ๐ฌ ๐ข๐ง ๐“๐ก๐š๐ข๐ฅ๐š๐ง๐ ๐š๐ง๐ ๐ญ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ž๐ข๐ญ๐ก๐ž๐ซ ๐ฅ๐ž๐š๐ฏ๐ž ๐จ๐ซ ๐ฒ๐จ๐ฎ ๐š๐ฉ๐ฉ๐ฅ๐ฒ ๐Ÿ๐จ๐ซ ๐Ÿ-๐ฒ๐ž๐š๐ซ ๐ž๐ฑ๐ญ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก ๐Ÿ–๐ŸŽ๐ŸŽ,๐ŸŽ๐ŸŽ๐ŸŽ ๐›๐š๐ก๐ญ ๐ข๐ง ๐š ๐“๐ก๐š๐ข ๐›๐š๐ง๐ค ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ. ๐“๐ก๐ž ๐ง๐จ๐ง-๐Ž๐€ ๐ฏ๐ข๐ฌ๐š ๐ข๐ฌ ๐ฏ๐š๐ฅ๐ข๐ ๐Ÿ๐จ๐ซ ๐š ๐ฒ๐ž๐š๐ซ ๐›๐ฎ๐ญ ๐ซ๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ฌ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐Ÿ๐ซ๐จ๐ฆ ๐š ๐ฌ๐ฉ๐ž๐œ๐ข๐Ÿ๐ข๐œ ๐ฅ๐ข๐ฌ๐ญ ๐จ๐Ÿ ๐“๐ก๐š๐ข ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ. ๐„๐š๐œ๐ก ๐ญ๐ข๐ฆ๐ž ๐ฒ๐จ๐ฎ ๐ž๐ง๐ญ๐ž๐ซ ๐“๐ก๐š๐ข๐ฅ๐š๐ง๐ ๐ฎ๐ง๐ญ๐ข๐ฅ ๐ญ๐ก๐ž ๐ฏ๐ข๐ฌ๐š ๐ž๐ฑ๐ฉ๐ข๐ซ๐ž๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ข๐ฅ๐ฅ ๐›๐ž ๐ฌ๐ญ๐š๐ฆ๐ฉ๐ž๐ ๐ข๐ง ๐Ÿ๐จ๐ซ ๐Ÿ ๐ฒ๐ž๐š๐ซ ๐จ๐ซ ๐ฎ๐ง๐ญ๐ข๐ฅ ๐ญ๐ก๐ž ๐ž๐ง๐ ๐จ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž. ๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ž๐ง๐ญ๐ž๐ซ ๐“๐ก๐š๐ข๐ฅ๐š๐ง๐ ๐ซ๐ข๐ ๐ก๐ญ ๐š๐ญ ๐ญ๐ก๐ž ๐ž๐ง๐ ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ฏ๐ข๐ฌ๐š ๐š๐ง๐ ๐ฉ๐ฎ๐ซ๐œ๐ก๐š๐ฌ๐ž ๐š ๐ง๐ž๐ฐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐š๐ฅ๐ฆ๐จ๐ฌ๐ญ ๐Ÿ ๐ฒ๐ž๐š๐ซ๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ญ๐จ ๐ ๐จ ๐›๐š๐œ๐ค ๐ญ๐จ ๐ญ๐ก๐ž ๐”๐’ ๐š๐ง๐ ๐š๐ฉ๐ฉ๐ฅ๐ฒ ๐Ÿ๐จ๐ซ ๐š ๐ง๐ž๐ฐ ๐ง๐จ๐ง-๐Ž๐€ ๐ฏ๐ข๐ฌ๐š.
Sรญmon ****************
@Brandon ***********
do you know how much is incuranse for one year. I plan to stay 6 months and look at tourist multiply Visa. or mabye better have non OA.?
Brandon ************
@Sรญmon ***************
check your embassy website, they have all the requirements that will be relevant to you
John ********
If in the US you need to use the evisa system and the consulate based on your โ€˜residenceโ€™. You canโ€™t just apply where you want
Jared *********
ORIGINAL POSTER
@John *******
I understand that. I have two options for what could be called my current residence in the US.

My question was around the differences in visa types and what folk's experiences were in dealing with these two consulates
Jay ****
@Jared ********
I'm from Ohio. I did all visas through DC embassy. If you're only planning up to 60 months here in Thailand, then do METV but you will have to border bounce every 90 days after your 60 day entry with 30 day extension or do 90 tourist visa and change over to non O with year extension and multiple re-entry for 20k baht without funds sitting in low interest acct. U can set up bank account on your own or agent can do for 1,500- 2k baht. For me non ao is more bs than it's worth. Non o is simple without all the medical, criminal, insurance, etc requirements.
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