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Answered3 months ago

Is it common to have two bank accounts with KBank for visa and daily spending in Thailand?

Timothy *******
asked Jul 27, 2026
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Hi guys just wondering has anyone got 2 accounts with KBank one just for visa money and one for every day use thanks
Answer summary
Many expats in Thailand have opted for two bank accounts: one dedicated to holding the required funds for visa purposes (usually 800,000 THB) and another for daily expenses. This strategy helps in managing funds effectively while meeting immigration requirements. Users have shared their experiences with different banks such as KBank, Krungthai, and Kasikorn, emphasizing the ease of transferring money and the importance of having a separate account to avoid issues with visa extensions.
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Kelly ********
Kelly ********
I have 2 accounts at Krungthai and have no problems transferring from my US banks to either account via my US bank app. Also no problems transferring between both accounts either way at Krungthai.
Wez ***********
Wez ***********
400K in Krungshi acct, use K bank for everyday spending.
Timothy *******
Timothy *******
OP
Wez Appleyard Thanks mate so you don't have a problem with your visa extension getting all the paperwork for immigration from Krungthai Bank
MagentaGo**********
MagentaGo**********
Yes, one is fixed deposit 800K. The immigration officer love it because concise statement. Also have another accounts in different bank for alternative use.
TerranceBrdge ********
TerranceBrdge ********
I have account with Kasikorn that I don't touch (Immigration) another with Krungthai for everything else.
Ian *********
Ian *********
Better to have one in a different bank in case of issues etc
Steven ***************
Steven ***************
Yes, I have 2 accounts with Kasikorn. I keep My 800K+ thb in one for My annual extensions of stay and use the other for regular daily, monthly, etc. expenses.
Timothy *******
Timothy *******
OP
Steven L. Daugherty Thank you so you can move money from one to the other on the app on your phone
Ian *********
Ian *********
Yes
David *******
David *******
I have one with Kbank for Extension, which I also use for utilities etc, and one with Bangkok Bank for general spending.
Tevita ******
Tevita ******
many do have 2 so you leave your minimum alone…

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