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Answered10 months ago

How can I switch my bank while ensuring my Non-O retirement visa requirements are met?

David *********
asked Jan 2, 2026
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Non - O retirement visa is due in June I have the 800,000 in the Bangkok bank untouched, but want to switch to a new bank,how to go about this so it looks like it has been in there for the required year.

Only answer if you know how to do.

Thanks
Answer summary
The user is looking to switch their bank account for their Non-O retirement visa while ensuring compliance with the 800,000 baht requirement. Community members suggest waiting until after the visa extension in June before transferring funds. They advise transferring funds in smaller amounts to maintain the required balance, performing transactions within the same day, and obtaining necessary bank documentation from both the old and new banks to prove compliance.
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Dan ***********
Dan ***********
I went to CM immigration with that question.

You can move to new bank but the withdrawal and the deposit needs to be the the same date. Moving from BKK Bank to Kaskorn.

The only thing was cautioned about is if you use bank transfer it could show a day later. Any transfers in past have occurred same day.

I was advised to be absolutely sure same day is withdraw cash and walk to new bank and make the deposit.

Run update on both bank books before and after transaction.

I was told also that might be better to wait and do your extension wait 2 days then make the move. Because you can show all twelve months register on one bank.

I plan to follow this method.
Dan ***********
Dan ***********
I’ve been here 8 years. My comment it TiT- no two immigration offices operate the same operating under the same laws and regulation. Puzzling to me
Graham ******
Graham ******
@Dan **********
" wait and do your extension wait 2 days then make the move" but some Immigration Offices require that the seasoned 800k used for the extension cannot be touched for the first 3 months of the extension. I did ask the OP if that is what happened in this case but got no answer.
Tony **********
Tony **********
@Dan **********
2 cash withdrawals of 400k over 2 days works fine if you are more than 2 months before extension application.
Dan ***********
Dan ***********
@Tony *********
there is I need to do over two days probably better to do one. If you don2 different you may have to answer questions. If unsure and i would tell you in any case, GO TO IMMIGRATION and let them tell you exactly what they want you to do. Do offices may feel differently about it. I talked to Chiang Mai immigration.
Tony **********
Tony **********
@Dan **********
worried fine in hua hin.
Martyn ***********
Martyn ***********
800k for a year??​ When did this happen? It's normally 3 months?
Tony **********
Tony **********
@Martyn **********
800k 2 months before and 3 months after extension and balance can never fall below 400k.
Ken ********
Ken ********
I tried and thought I could get away with it, but had to leave the country and reapply.
David *********
David *********
OP
@Ken *******
explain
Ken ********
Ken ********
I moved my money from a Bangkok Bank Branch in Phuket, to a Branch in Chiang Mai and immigration would not except my deposit, because it moved.
Ken ********
Ken ********
@Tony *********
That's possible, but I'd recommend speaking with immigration before doing it.
Ian *******
Ian *******
@Tony *********
and not for 2 months before,and 3 months after, the extension.
Tony **********
Tony **********
@Ken *******
that's because you did it in one step rather than 2 movements of 400k each
Ken ********
Ken ********
I recommend anyone thinking of doing this, speak to their local immigration office, as not all offices treat things the same.
Graham ******
Graham ******
@Ken *******
so was it during the first 3 months of an extension where you must maintain the 800k that you had when granted the extension?
Ken ********
Ken ********
@Graham *****
Just moved accounts, but to them, the original deposit dropped to zero.
Graham ******
Graham ******
@Ken *******
Was it just because it moved or, at any point, did your banked balance fall below the required limits?
Braulio *********
Braulio *********
Wait why risk matters
Brandon ************
Brandon ************
@Braulio ********
Wait for what? He'd be in the exact same situation after the extension. There's literally no reason to wait or he would be waiting forever
Gordon ************
Gordon ************
Wait till after June
Graham ******
Graham ******
@Gordon ***********
cannot touch the 800k for 3 months after getting a new extension ;)
Gordon ************
Gordon ************
I wouldn’t “change” bank at this stage, just open a new account at another bank 👍👍👍
Brandon ************
Brandon ************
@Gordon ***********
He's in the clear to change banks until 2 months before he applies for his next extension. Waiting for June will lock him in until September. No reason to wait.
Brandon ************
Brandon ************
So you're in the period of time where your bank account cannot drop below 400,000.

So the way to do this to protect your next extension is like so:

Transfer 400,000 of your money to the new bank account. Let it sit for a few days so everything settles. Then transfer the 2nd 400,000 into the new bank account.

This is so you can show that you always had an account with at least 400,000 in it, which can get tricky if you transfer the full 800k and then it gets stuck in limbo for a day or two before clearing into your new account.

But you need to be aware that for your upcoming extension in June, you are going to need to get a bank statement for your Bangkok Bank account, a statement for your new bank account, and a bank letter for your new bank account.

This is so you can show that you met the requirements from your last extension up until you moved to the new bank account, then the information for the new bank account up until you got the new extension.
Tony **********
Tony **********
@Brandon ***********
i did 400k cash on 2 separate days. Cash deposits show instantly in you passbook. Immigration accepted this just fine but wanted letters from both banks even though the Bangkok bank account only had about 40k in it at time of extension application.
David *********
David *********
OP
@Brandon ***********
can the new bank do the transfer when I open an account
Brandon ************
Brandon ************
@David ********
Banks cannot take money out of your account at another bank. You have to do the transfer.
David *********
David *********
OP
@Brandon ***********
thanks for your help
Brandon ************
Brandon ************
@David ********
You can go into any Bangkok Bank branch to transfer your funds.
David *********
David *********
OP
@Brandon ***********
the Bangkok bank is in Chiangmai I am now living in Hua Hin

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