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Do I need Thai health insurance for my retirement visa in Thailand or is insurance from my home country sufficient?

Marcel **********
asked Oct 27, 2026
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Question, i know i need a bank account, a Thai phone number and a health insurence for my retirement visa. But i don't know if it has to be a health insurence in Thailand or in my country the Netherlands. Thank you.
Answer summary
The question discusses the requirements for obtaining a retirement visa in Thailand, specifically regarding health insurance. The comments clarify that the 90-day Non-O visa does not require health insurance, while the Non-OA visa does. If choosing a Thai insurance provider, one can refer to a list of accredited companies provided by the Ministry of Foreign Affairs. The conversation highlights that both local and international insurances can be considered, but specific stipulations may apply.
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Alastair ********************
Alastair ********************
People should always have insurance however there are differences in the retirement visa. Non-O no insurance requirement, Non-OA insurance required and if choosing a Thai insurance provider I believe the MFA provide a list of accredited companies. For international insurance policies there are specific stipulation. I don't know what they are but the evisa website will provide info.
Brandon ************
Brandon ************
Most people use the 90-day non-O visa to start their retirement in Thailand, primarily because that visa does NOT require insurance.

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