I can’t believe I’m still confused after so much reading and inquiring. I’m in the USA and planning to apply online for a 90-day non O “retirement” visa.

I thought there were no “bank account” requirements to accomplish this first step. I understand the 800,000 baht seasoned for two months in a Thai account for LATER but if proof of funds IS required just to get the non O visa can somebody please clarify that for me? Yes, I can research elsewhere but I prefer hearing the details from people who really know the facts. Thanks.