Why dont the banks / goverment allow people on tourist visas to open highly limited bank accounts that could be a win win. E.G limit transfer amounts in / out monthly. Limit transfers to foreign accounts etc that way day to day spening is possible but business / work isn't.

I don't know about you guys but I would be happy with a bank account with a tiny limit such as 1,000 baht per month all my large spending can be on credit card and my small day to day stuff on my thai account.

This limit would stop people running businesses or getting paid through their thai bank accounts but allow legitimate tourists to use the bank account

So..my condo requires me to pay my water and power bill by scanning a QR code with a Thai bank account..those of us on the DTV cant have Thai bank accounts? Or maybe we just cant use bangkok bank..I suppose the next move it to try to get an account with a different bank. They really make this more difficult than it should be