Hi All,

Sorry if this has been covered before, did a search but couldn't find a definitive answer.

After 5 months in Chiang Mai (60 day exemption x2 + one 30 day extension) I'll be returning to the UK early May 2025, coming back to CM early December. While here I got my bike license & Thai bank account (Bangkok Bank). My intention on my return is to apply for a retirement Non O visa (I'm over 50) but not sure which route to take.

1/ Put 800K Bht into the bank account 60 days before I return and apply for the retirement visa on my return, or perhaps apply for the Non O visa in advance at the London Thai consulate.

2/ Use the services of an agent who for around 29-35K give or take (for the first year, 16K approx there after) will supply the visa using their money so I do not have such a large amount earning almost nothing in a Thai bank account (0.6% interest rate).

The second option allows me to keep my money in a safe high interest UK bank account (at present earning 4.45%) which more than pays for the agents fees & is easily recoverable should anything happen to me while abroad. Also should there be a regime change or policy changes about foreigners & what we can or cannot do with money etc the money would be safe.

Do I play safe (option 2) or just bite the bullet & put 800K into the Thai bank?

Your opinions & suggestions will be much appreciated