@Jean-Francois *********
Ok . To answer your question you can use the 800,000 for your 1st year , but for the monthly deposit option you will have start at least 12 months before your next extension. You will also be required to leave the full 800,000 in the bank for the required months before you withdraw. Also keep at least 400,000 in for the entire year to meet all the requirements that yearly extension . Then next year just switch over to monthly. Good Luck Cheers