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bank account accessibility
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Is anyone else unable to open or even keep a normal Thai bank account? (Well, don’t all answer at once!)
My Bangkok Bank account (opened legally in 2022) is currently frozen due to a SIM update issue, and I was informed that after standard KYC it may be permanently closed solely because I hold a DTV visa without a work permit.
Before anyone suggests Wise, Revolut or other workarounds – that is not the point!
I am not looking for hacks. I want to function as a NORMAL person with a local Thai bank account in the country where I legally live and spend my own money!
Forcing legal long-stay residents into cash-only or fintech-only solutions contradicts AML goals and personal safety.
I have filed a complaint with the Bank of Thailand.
If you experience the same issue, please comment or submit your complaint too – nothing changes unless enough of us speak up.
EDIT: The only thing that has any real effect is filing formal complaints, not arguing online.
For anyone interested, here are the official contacts:
Bank of Thailand – Consumer Protection:
contact@bot.or.th
Tourism Authority of Thailand
tatcontact@tat.or.th
You can add your embassy in copy.
You submit your complaint directly there, attach a brief explanation of the issue. Public pressure only works when combined with official action — individual silence or arguing online changes nothing.