Hello, I have a question regarding banks in Thailand. Since I only have a tourist visa, I am not able to open a bank account. Therefore, I opened an account using my girlfriend’s identity. I have a debit card that allows me to make withdrawals. However, since my girlfriend's phone number was provided to the bank, I cannot use the app on my phone, which is a bit inconvenient... So, I asked my girlfriend to allow me to access my bank account online without using the app, but with a username and password. She explains that it’s dangerous due to scammers and that only the app is secure. Honestly, I don’t see why it would be riskier with a Thai bank than with a French bank to connect without the app. Connecting through the internet just means using a username and password... What do you think?