so what if you loose your phone - finger print unlock is of course activated. Hacked? several protection apps available. What if your wallet is stolen and the owner was stupid enough to have written the pin codes and keep them in the wallet and so on and on...
probably because some of the Wise users have not tried other vendors - but wise has a better exchange rate than remitly but remitly has a low transfer fee for fast delivery no matter what the amount - wise can be expensive with fast delivery and a substantial amount